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Comminsure Life Cover Total Care Plan - Life Care - Life Cover

Comminsure
Star Rating 1234 What's this?
Cover Amount $250,000
Gender Male
Age Group 30 - 34
Smoker Non Smoker
Occupation Professional
Expiry Age 99 years

$20.14

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Policy Description
The insurance company will provide a benefit payment in the event life and terminal illness

Target Market
This policy is designed to provide a lump sum payment in the event of death or terminal illness.

Summary of Benefits
Benefit indexation Premium Freeze Terminal Illness Payment Guaranteed Future Insurability Death Benefit Payment Final Expense Benefit

Add On Features
Permanent Disablement Permanent Disablement Buy Back Waiver of Premium

Payment Options
Annual or monthly. There is a loading if there premium is paid monthly.

Let a Ratesonline accredited insurance consultant help you with this Comminsure insurance policy.


Underwriting Requirements
Life, up to age 50 $1 mill no medicals, age 51-60 $600k no medicals, age 61+ $300k no medical requirements

Ownership Ideas
Ideally self employed people should consider holding the life policy in a life insurance superannuation policy. This will allow the premiums to potentially be tax deductible.

Comments
People purchase Comminsure life cover generally also apply for Total and Permanent Disablement

Let a Ratesonline accredited insurance consultant help you with this Comminsure insurance policy.

Product Disclosure Statement

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Wait period: The waiting period quoted in these policies is 30 days. This waiting period can be extended which will make the insurance premiums a lot cheaper.

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